Privacy Policy for Expentia

1. Introduction

This Privacy Policy explains how Expentia ("we," "our," or "us") collects, uses, and protects your information when you use our mobile application. We are committed to protecting your privacy and ensuring transparency about our data practices.

2. Information We Collect

2.1 Account Information

When you create an account, we collect:

• Email address
• Password (encrypted)

2.2 Expense Data

To provide expense tracking services, we collect:

• Transaction amounts and descriptions
• Categories and payment methods
• Dates and times of expenses
• Items in each transaction

2.3 Receipt Images

When you use our receipt scanning feature:

• Images of receipts captured through your device camera
• Extracted text data from receipts using AI
• Receipt metadata (date, merchant, amount)

3. Camera Permission Usage

What We Do:

• Capture receipt images only when you actively use the scan feature
• Process images remotely on our secure servers
• Extract text data (merchant, amount, date) from receipt images
• Store receipt images securely in your personal account

What We Don't Do:

• Access your camera without your explicit action
• Take photos automatically or in the background
• Access your existing photos or camera roll
• Share receipt images with third parties

4. How We Use Your Information

We use collected information to:

• Provide expense tracking services
• Process and categorize your expenses automatically
• Generate spending reports and analytics
• Sync your data across your devices
• Improve our app features and user experience
• Provide customer support

5. Data Storage and Security

5.1 Data Storage

Your data is stored securely using:

• Encrypted databases with industry-standard security
• Secure cloud infrastructure
• Regular security updates and monitoring

5.2 Data Security

We implement multiple security measures:

• Secure user authentication
• Regular security audits
• Limited access to personal data by our team

6. Data Sharing and Third Parties

We do not sell, trade, or share your personal information with third parties, except:

• Service Providers: Trusted partners who help us operate the app (cloud hosting, analytics)
• Legal Requirements: When required by law or to protect our rights
• AI Processing: Anonymous, aggregated data may be used to improve our AI features

7. Subscription and Payment Information

For premium subscriptions:

• Payment processing is handled by Google Play Store and Apple App Store
• We do not store your payment card information
• We receive only subscription status and basic transaction data
• Subscription management follows platform policies

8. Your Rights and Choices

You have the right to:

• Access: View all personal data we have about you
• Correct: Update or correct your information
• Delete: Request deletion of your account and data
• Export: Download your expense data
• Revoke Permissions: Disable camera access in device settings

9. Data Retention

We retain your data:

• While your account is active
• For up to 30 days after account deletion (for recovery purposes)
• Longer if required by legal obligations

10. Children's Privacy

Expentia is not intended for users under 13 years of age. We do not knowingly collect personal information from children under 13.

11. Changes to This Policy

We may update this Privacy Policy periodically. We will notify users of significant changes through:

• In-app notifications
• Email notifications
• Updated policy posted on this page